Terms & Policies

Effective as of June 01, 2024
TERMS OF SERVICE
PRIVACY POLICY

Forecastia Terms of Service

Policies that apply to your account and use of this site.
Last revised on 17 jan 2025

Welcome to Forecastia, owned and operated by Codesket Pvt Ltd..

These Terms of Service are a contract between you and Codesket Pvt Ltd. (referred to in these Terms of Service as “Forecastia,” “us,” “we,” or “our”), the provider of the Forecastia.ai website and the software accessible from the Forecastia.ai website (which are collectively referred to in these Terms of Service as the “Forecastia Software” or just “Forecastia”).

If you are accessing or using the Software on behalf of your company, you represent that you are authorized to accept this Agreement on behalf of your company, and all references to “you” or “Customer” reference your company.

This Agreement permits Customer to purchase licenses to online financial forecasting software and related services from Forecastia pursuant to any Forecastia ordering documents, online registration, order descriptions, or order confirmations referencing this Agreement (“Order Form(s)”) and sets forth the basic terms and conditions under which those products and services will be delivered. This Agreement will govern Customer’s initial purchase on the Effective Date as well as any future purchases made by Customer that reference this Agreement.

The “Effective Date” of this Agreement is the date which is the earliest of (a) Customer’s initial access to any Software through any online provisioning, registration, or order process, or (b) the effective date of the first Order Form referencing this Agreement.

Modifications to this Agreement

From time to time, Forecastia may modify this Agreement. Unless otherwise specified by Forecastia, changes become effective for Customer upon renewal of Customer’s current Subscription Term (as defined below) or entry into a new Order Form. Forecastia will use reasonable efforts to notify Customer of the changes through communications via Customer’s account, email, or other means. Customers may be required to click to accept or otherwise agree to the modified Agreement before renewing a Subscription Term or entering into a new Order Form, and in any event, continued use of the Software after the updated version of this Agreement goes into effect will constitute Customer’s acceptance of such updated version.

If Forecastia specifies that changes to the Agreement will take effect prior to Customer’s next renewal or order (such as for legal compliance or product change reasons) and Customer objects to such changes, Customer may terminate the applicable Subscription Term and receive as its sole remedy a refund of any fees Customer has pre-paid for use of the applicable Software for the terminated portion of the Subscription Term.

BY INDICATING YOUR ACCEPTANCE OF THIS AGREEMENT OR ACCESSING OR USING ANY SOFTWARE, YOU ARE AGREEING TO BE BOUND BY ALL TERMS, CONDITIONS, AND NOTICES CONTAINED OR REFERENCED IN THIS AGREEMENT. IF YOU DO NOT AGREE TO THIS AGREEMENT, PLEASE DO NOT USE ANY SOFTWARE. FOR CLARITY, EACH PARTY EXPRESSLY AGREES THAT THIS AGREEMENT IS LEGALLY BINDING UPON IT. THIS AGREEMENT CONTAINS MANDATORY ARBITRATION PROVISIONS THAT REQUIRE THE USE OF ARBITRATION TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS. PLEASE READ IT CAREFULLY.

Use of the Software

1.1 Eligibility

To use the Software, you must be 18 years or older and must not otherwise be barred from using the Software under applicable law. You must be a human, a company, or any other recognized legal entity. It is not permitted to sign up for the Software using bots or other automated methods.

1.2 Registration Information

You must provide a valid permanent email address, along with any other information required by Forecastia during the registration process. One person or legal entity may not maintain more than one free account.

1.3 Password

You are responsible for maintaining the security of your account and password. We will not be liable for any loss or damage from your failure to comply with this security obligation. Personally identifiable information submitted by you will be subject to our Privacy Policy.

Restrictions on Use

You will not use the Software for any illegal or unauthorized purpose. You will comply with all laws, rules, and regulations applicable to the use of the Software. Additionally, you agree to:

  • Not interfere with or disrupt the Software or the servers on which the Software and Content are hosted, including but not limited to transmitting worms, viruses, spyware, malware, or any other code of a destructive or disruptive nature.
  • Not attempt to gain unauthorized access to data or information related to other users of the Software.
  • Not avoid, bypass, remove, deactivate, impair, descramble, or otherwise circumvent any technological measure implemented by Forecastia to protect the Software or Content.
  • Not reverse-engineer, decompile, or disassemble any part of the Software.
  • Not distribute unauthorized copies of any part of the Software.

Forecastia may remove any user-generated content if it determines that the content violates these Terms of Use or applicable law.

Content and Content Rights

2.1 Content Ownership

Forecastia does not claim ownership rights in any content you provide while using the Software. However, Forecastia and its licensors exclusively own all rights, title, and interest in and to the Software and its associated intellectual property.

2.2 Responsibility

You are solely responsible for all content that you provide or upload while using the Software. You represent and warrant that you have all necessary rights to use and share such content and that it does not infringe any third-party rights or violate applicable laws.

2.3 License

Subject to your compliance with these Terms, Forecastia grants you a limited, non-exclusive, non-transferable license to access and use the Software solely for your internal business purposes.

License and Payment Terms

3.1 Subscription Plans

Certain features of the Software require a paid subscription. By subscribing, you agree to pay all associated fees as specified in the applicable Order Form.

3.2 Billing and Payment

Payments are processed securely through third-party payment processors. You are responsible for providing accurate and up-to-date billing information. Fees are non-refundable unless otherwise stated.

3.3 Taxes

You are responsible for any applicable taxes associated with your subscription or license.

Termination

4.1 Termination by You

You may terminate your account at any time by contacting us at info@forecastia.ai.

4.2 Termination by Us

Forecastia reserves the right to suspend or terminate your account for any violation of these Terms or other applicable policies.

4.3 Effect of Termination

Upon termination, your right to access and use the Software will cease immediately. Certain provisions of these Terms, such as ownership, warranties, and limitations of liability, will survive termination.

Disclaimers and Limitations of Liability

5.1 No Warranty

The Software is provided "as is" and "as available" without any warranties of any kind, express or implied. Forecastia disclaims any warranties of merchantability, fitness for a particular purpose, and non-infringement.

5.2 Limitation of Liability

To the fullest extent permitted by law, Forecastia shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Software, even if we have been advised of the possibility of such damages.

Governing Law and Arbitration

6.1 Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws principles.

6.2 Arbitration

Agreement to Arbitrate

You and Forecastia agree that any dispute, claim, or controversy arising out of or relating to these Terms of Service, or the breach, termination, enforcement, interpretation, or validity thereof, or the use of the Software or Content (collectively, “Disputes”) will be settled by binding arbitration, except that each party retains the right: (i) to bring an individual action in small claims court and (ii) to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party’s copyrights, trademarks, trade secrets, patents, or other intellectual property rights (the action described in the foregoing clause (ii), an “IP Protection Action”). Without limiting the preceding sentence, you will also have the right to litigate any other Dispute if you provide Forecastia with written notice of your desire to do so by email or regular mail at info@forecastia.ai within thirty (30) days following the date you first agree to these Terms of Service (such notice, an “Arbitration Opt-out Notice”). If you don’t provide Forecastia with an Arbitration Opt-out Notice within the thirty (30) day period, you will be deemed to have knowingly and intentionally waived your right to litigate any Dispute except as expressly set forth in clauses (i) and (ii) above. The exclusive jurisdiction and venue of any IP Protection Action or, if you timely provide Forecastia with an Arbitration Opt-out Notice, will be the state and federal courts located in Northern District of California and each of the parties hereto waives any objection to jurisdiction and venue in such courts. Unless you timely provide Forecastia with an Arbitration Opt-out Notice, you acknowledge and agree that you and Forecastia are each waiving the right to a trial by jury or to participate as a plaintiff or class member in any purported class action or representative proceeding. Further, unless both you and Forecastia otherwise agree in writing, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of any class or representative proceeding. If this specific paragraph is held unenforceable, then the entirety of this “Dispute Resolution” section will be deemed void. Except as provided in the preceding sentence, this “Dispute Resolution” section will survive any termination of these Terms of Service.

Arbitration Rules

The arbitration will be administered by the American Arbitration Association (“AAA”) in accordance with the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (the “AAA Rules”) then in effect, except as modified by this “Dispute Resolution” section. (The AAA Rules are available at www.adr.org/Rules or by calling the AAA at 1-800-778-7879.) The Federal Arbitration Act will govern the interpretation and enforcement of this Section.

Arbitration Process

A party who desires to initiate arbitration must provide the other party with a written Demand for Arbitration as specified in the AAA Rules. (The AAA provides a general Demand for Arbitration and a separate Demand for Arbitration for California residents.) The arbitrator will be either a retired judge or an attorney licensed to practice law and will be selected by the parties from the AAA’s roster of arbitrators. If the parties are unable to agree upon an arbitrator within seven (7) days of delivery of the Demand for Arbitration, then the AAA will appoint the arbitrator in accordance with the AAA Rules.

Arbitration Location and Procedure

Unless you and Forecastia otherwise agree, the arbitration will be conducted in the county where you reside. If your claim does not exceed INR 10,000, then the arbitration will be conducted solely on the basis of the documents that you and Forecastia submit to the arbitrator, unless you request a hearing or the arbitrator determines that a hearing is necessary. If your claim exceeds INR 10,000, your right to a hearing will be determined by the AAA Rules. Subject to the AAA Rules, the arbitrator will have the discretion to direct a reasonable exchange of information by the parties, consistent with the expedited nature of the arbitration.

Arbitrator’s Decision

The arbitrator will render an award within the time frame specified in the AAA Rules. The arbitrator’s decision will include the essential findings and conclusions upon which the arbitrator based the award. Judgment on the arbitration award may be entered in any court having jurisdiction thereof. The arbitrator’s award of damages must be consistent with the terms of the “Limitation of Liability” section above as to the types and amounts of damages for which a party may be held liable. The arbitrator may award declaratory or injunctive relief only in favor of the claimant and only to the extent necessary to provide relief warranted by the claimant’s individual claim. If you prevail in arbitration you will be entitled to an award of attorneys’ fees and expenses, to the extent provided under applicable law. Forecastia will not seek, and hereby waives all rights it may have under applicable law to recover, attorneys’ fees and expenses if it prevails in arbitration.

Changes to the Terms

Forecastia reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated "17 Jan 2025" date. Your continued use of the Software after changes become effective constitutes your acceptance of the updated Terms.

Contact Us

If you have any questions about these Terms, please contact us: info@forecastia.ai

Privacy Policy for Forecastia.ai

Effective Date: January 18, 2025

Introduction

Protecting your privacy is really important to Forecastia.ai ("Forecastia," "we," "our," or "us"). With this in mind, we are providing this Privacy Policy to explain our practices regarding the collection, use, and disclosure of information that we receive through our website located at https://forecastia.ai (the "Site"), and any associated software applications or services (collectively, the "Services"). This Privacy Policy does not apply to any third-party websites, services, or applications, even if they are accessible through our Services. Unless specified otherwise in this Privacy Policy, any references to "you" and "your" will refer to users of Forecastia.ai.

Revisions to This Privacy Policy

Any information that is collected via our Services is covered by the Privacy Policy in effect at the time such information is collected. We may revise this Privacy Policy from time to time. If we make any material changes to this Privacy Policy, we will notify you of those changes by posting them on the Services or by sending you an email or other notification. The "17 Jan 2025" date at the top of this Privacy Policy will indicate when those changes become effective.

Collection and Use of Information

1. Information Collected from Website Visitors

1.1 Use of Subscription Service: We use our Services to create web pages that people can visit to learn more about Forecastia.ai. Information collected and managed through these pages belongs to us and is used, disclosed, and protected as outlined in this Privacy Policy. 1.2 When You Visit Our Site: You can explore the Site without providing any personal information about yourself. However, when you interact with certain features, such as subscribing to newsletters, downloading resources, or contacting us, we may request personal information such as:
  • Name
  • Email address
  • Company name
  • Phone number

2. Information Collected During Service Use

If you use Forecastia.ai's Services, we may collect additional information to provide and improve our offerings: 2.1 Account Information: When creating an account, we collect personal information such as:
  • Name
  • Email address
  • Password (encrypted)
  • Company details (if applicable)
2.2 Payment Information: For paid services, we collect billing details such as:
  • Credit card information (processed securely via third-party payment processors such as Stripe)
  • Billing address
2.3 Navigational Information: We collect information about your device and interactions with the Site, including:
  • IP address
  • Browser type
  • Operating system
  • Referring pages and links
  • Duration of visit
2.4 Usage Data: When you interact with our Services, we collect data about how you use them, including:
  • Features accessed
  • Files uploaded or created
  • Interaction logs

Information Shared with Third Parties

We do not sell personal information. However, we may share information with third parties under the following circumstances:
  1. Service Providers: We engage third-party providers for tasks like hosting, payment processing, and customer support. These providers have limited access to personal data to perform services on our behalf.
  2. Business Transfers: In the event of a merger, acquisition, or asset sale, your data may be transferred as part of the transaction.
  3. Compliance and Protection: We may disclose information if required by law or to protect our legal rights, enforce agreements, or prevent harm.
  4. Advertising and Analytics Partners: We may share aggregated, anonymized data with advertising and analytics partners to improve our marketing efforts.

Use of Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience and improve our Services. These include:
  1. Essential Cookies: Necessary for core functionalities of the Site.
  2. Analytics Cookies: Used to gather data about site usage.
  3. Advertising Cookies: Enable personalized marketing campaigns.
You can manage cookie preferences through your browser settings. Please note that disabling cookies may limit the functionality of the Services.

Do Not Track Signals

Our Site does not respond to "Do Not Track" signals sent by your browser at this time.

Your Choices and Rights

Depending on your location, you may have rights regarding your personal data, including:
  • Access and Portability: Request a copy of the data we hold about you.
  • Correction: Update or correct inaccuracies.
  • Deletion: Request the deletion of personal information.
  • Opt-Out: Manage preferences for marketing communications.
  • Automated Decision-Making: Opt-out of automated decision-making processes, including those powered by AI.
To exercise these rights, contact us at info@forecastia.ai.

Additional Rights for California Residents (CCPA)

Under the California Consumer Privacy Act (CCPA), California residents may:
  • Request disclosure of personal data collected and shared.
  • Request deletion of personal data.
  • Opt-out of the sale of personal information (Forecastia.ai does not sell personal information).

Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or comply with legal obligations. Examples include:
  • Billing information: Retained for 7 years for tax purposes.
  • Account data: Retained until account closure and as required by applicable law.
Non-personal data may be retained indefinitely for analytics and improvements.

Data Security

We implement industry-standard measures to protect your information, including:
  • SSL/TLS encryption
  • Access controls
  • Regular security audits
While we strive to protect your data, no method of transmission over the internet is completely secure. In case of a data breach, we will notify affected users and appropriate authorities within 72 hours, as required by law.

International Data Transfers

Your personal information may be transferred to and processed in countries outside your own. By using our Services, you consent to this transfer and processing, subject to applicable laws.

Links to Third-Party Sites

Our Services may contain links to third-party websites. We are not responsible for the privacy practices of these sites. Please review their privacy policies before providing personal information.

Policy Toward Children

Our Services are not directed to individuals under 13, and we do not knowingly collect personal data from children. If we learn that we have collected such information, we will delete it promptly.

Accessibility Statement

Forecastia.ai is committed to ensuring our Privacy Policy and Services are accessible to all individuals, including those with disabilities. If you require assistance, please contact us at info@forecastia.ai.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date.

AI-Specific Disclosures

Forecastia.ai leverages AI to provide financial forecasting insights. Any data processed by our AI systems is anonymized where possible. Users can opt-out of AI-driven features by contacting info@forecastia.ai. No user data is used to train AI models without explicit consent.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us: Email: info@forecastia.ai
If you want to learn more about us, just drop us a line at info@bizplanr.ai